Relocation Decision Portal

The Midlands•Lexington•Irmo•Chapin•Lake Murray

Master Scoreboard

View live rankings & valuation reports

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Finalists Under Review

Selected
⭐ 29072

315 Poindexter Ln

Lexington

Selected Property

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⭐ 29212

483 Gauley Dr

Irmo

Final Contender

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⭐ 29072

1 Brittany Way

Lexington

Final Contender

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Chapin

29036

The Lake Lifestyle

"A premium, small-town atmosphere focused on the shoreline. Known for the 'Chapin Cluster' within the #1 ranked school district."

Lexington-Richland 5 (Chapin) Safety & Services

Community

Lake Murray Dam Chapin Town Centre Crooked Creek Park

Lexington

29072

Growth & Commuter Convenience

"The primary growth engine of the Midlands. Famous for Lexington District 1 schools and a revitalized downtown corridor."

Lexington District 1 Safety & Services

Community

Icehouse Amphitheater Main Street Lexington Libby's of Lexington

Irmo

29212

Value & Shopping Hub

"The core retail district of the Midlands with established, tree-lined neighborhoods and the state's #1 ranked school district."

Lexington-Richland District 5 Safety & Services

Community

Saluda Shoals Park Harbison Retail Corridor Columbiana Centre

The Lake Murray Lifestyle

Beyond the zip codes, Lake Murray is the heartbeat of the Midlands.

Whether you settle in Chapin (29036), Lexington (29072), or Irmo (29212), you are never more than minutes from 50,000 acres of water.

Visitor Center Dreher Island

Strategic Market Analysis

Benchmark

The "Sold" Reality

Neighborhood value is established by closed transactions. These provide the most accurate picture of performance across the Midlands markets.

Pace

Market Demand (DOM)

Days on Market (DOM) tracks regional inventory flow. High-demand lake zones require more timely decision-making to secure primary choices.

Metric

Price Per Sq Ft

An objective metric that allows for true comparison between homes of different sizes and conditions, evaluating overall value positioning in the Midlands.

"Our objective is to provide market transparency through data. These reports ensure your decisions are based on objective neighborhood performance."

— Stevenson Team Strategy

View Value Reports

Strategic Planning Notice

These scenarios are for offer evaluation purposes. Final binding costs are provided exclusively by your Lender's Loan Estimate (LE) and the attorney's Closing Disclosure (CD).

Contractual & Protection

Owner's Title Insurance

Protects your equity

Seller Contribution (%)

BBA: 3% + $495 admin. This shows remaining balance based on seller's offer.

Total Estimated Cash to Close

Down Payment $105,000
Lender & Points $1,450
Legal & Title $3,675
Prepaids & Inspections $8,525
BBA Admin Fee $495
Total Cash
Needed
$119,145

+ Seller Concessions

*Conservative high-end ranges for Midlands SC. Seller concessions may offset these totals.

Complete Closing Cost Checklist

Lender Costs
  • Origination/Processing
  • Appraisal ($500-700)
  • Credit Report
  • Flood Certification
  • Discount Points
Legal & Title
  • SC Attorney Fee
  • Title Search Fee
  • Recording Fees ($225)
  • CL-100 Pest Report ($150)
  • Title Insurance Policies
Prepaids
  • 1yr Homeowners Insurance
  • Property Tax Escrows
  • HOA Transfer Fees
  • Capital Contributions
Due Diligence
  • General Home Inspection
  • HVAC/Specialty Tests
  • Radon or Sewer Scopes
  • Survey (Optional)

SC Attorney Requirement

All closings in SC must be conducted by a licensed attorney. This ensures a clean title transfer and legal recording of your deed.

The 4% Primary Rule

SC taxes default to 6% (investment). You must file for the 4% Legal Residence exemption after closing to secure the resident rate.

Taxes in Arrears

SC taxes are paid in arrears. You typically receive a credit from the seller for their portion of the year, reducing your cash-to-close.